WICHITA, Kan .– (COMMERCIAL THREAD) – CURO Group Holdings Corp. (NYSE: CURO) (“CURO” or the “Company”) announced today that, subject to market and other conditions, it intends to offer $ 225 million in total principal of Notes which will constitute an additional issue of the outstanding 7.500% Senior Secured Notes of the Company due 2028 (the “Side Notes”) subject to the satisfaction of certain conditions and the release of the proceeds of escrow. The Company’s wholly owned subsidiary, CURO Finance, LLC (the “Temporary Note Issuer”), subject to market and other conditions, intends to offer a total principal amount of 225 million dollars of Senior Secured Notes due 2028 (the “Notes”) in a private placement with qualified institutional buyers pursuant to Rule 144A of the Securities Act of 1933, as amended (the “Securities Act”), and non-US persons in accordance with Regulation S of the Securities Act. The Temporary Issuer of Notes, which has been created solely to issue the Notes, will deposit an amount in cash equal to the gross proceeds of the offering, as well as an amount in cash (to be contributed by the Company) sufficient to pay a reimbursement. of the Notes if it occurs before December 31, 2021, including any interest that would accrue during that period, in a separate escrow account until the date on which certain release conditions from the escrow are met. If these escrow release conditions have not been met by December 31, 2021, the Company will make an additional deposit sufficient to fund the repayment of the Notes (including accrued interest) on a monthly basis until the applicable escrow date. . Once these conditions have been met and the proceeds of the escrow released, the Company will assume the obligations under the Notes and repay them on a mandatory basis by exchanging the Notes for an equal aggregate principal amount of its Complementary Notes.

The proceeds from the sale of the Notes, together with available cash and the Company’s common stock, will be used to finance the Company’s previously proposed acquisition of Heights Finance.

The Notes will not be registered under the Securities Act or any state securities law and may not be offered or sold in the United States absent a registration or an applicable exemption from the requirements. registration of the Securities Act and applicable state securities laws. This press release does not constitute an offer to sell or the solicitation of an offer to buy the Notes or any other security, and there will be no sale of the Notes or any other security in any state or jurisdiction. in which any such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. Any offering of the Notes will be made only by means of a private offering memorandum. This press release is issued in accordance with Rule 135c of the Securities Act. This press release contains information on pending transactions, and there can be no assurance that such transactions will be completed.

Forward-looking statements

This press release contains forward-looking statements. These forward-looking statements include statements regarding projections, estimates and assumptions regarding the aggregate amount of the Notes offering and other conditions and uses of the proceeds. In addition, words such as “direction”, “estimate”, “anticipate”, “believe”, “anticipate”, “stage”, “plan”, “predict”, “focused”, “project”, “is likely , “” Expect “,” intend “,” should “,” will “,” confident “, variations of these words and similar expressions are intended to identify forward-looking statements. The ability to make these forward-looking statements is based on certain assumptions, judgments and other factors, both within our control and beyond our control, which could cause actual results to differ materially from those of forward-looking statements, including: terms of bond offers and other macroeconomic conditions; errors in our internal forecasts; the effects of competition on the business of the business; our ability to attract and retain customers; market, financial, political and legal conditions; the actions of regulators and the negative impact of these actions on our activities; the future impact of the COVID-19 pandemic or other similar large-scale event on business operations and the global economy; our dependence on third-party lenders to provide the liquidity we need to fund our loans and our ability to access third-party financing at an affordable price; our level of debt; our ability to integrate acquired businesses; our ability to protect our proprietary technology and analytics and to track those of our competitors; a disruption to our computer systems that adversely affects our business operations; inefficient pricing of the credit risk of our potential or existing customers; inaccurate information provided by clients or third parties which could lead to errors in the assessment of clients’ qualifications to receive loans; inappropriate disclosure of customer personal data; the failure of third parties who provide us with products, services or support; any default by third party lenders on whom we rely to do business in certain states; the disruption of our relationships with banks and other third party electronic payment solution providers as well as other factors discussed in our filings with the Securities and Exchange Commission. These projections, estimates and assumptions may prove to be inaccurate in the future. These forward-looking statements are not guarantees of future performance and involve known and unknown risks and uncertainties which are difficult to predict as to the timing, extent, likelihood and degree of occurrence. There may be additional risks that are not currently known to us or that we currently believe to be insignificant and which could also cause actual results to differ from those contained in forward-looking statements. Given these risks and uncertainties, investors should not place undue reliance on forward-looking statements as a prediction of actual future results. We assume no obligation to update, modify or clarify any forward-looking statement for any reason.

About CURO

CURO Group Holdings Corp. (NYSE: CURO) responds to the changing needs of the financial consumer. In 1997, the company was founded in Riverside, Calif., By three childhood friends from Wichita, Kansas, to meet growing consumer needs for short-term loans. Their success led to stores opening across the United States, later expanding to offer online loans and financial services in the United States and Canada and now expanding into a consumer lender. broad-spectrum via point of sale / buy now-pay. channel later. CURO combines its market expertise with fully integrated technology platforms, an omnichannel approach and advanced credit decisions to deliver a range of credit products across all media. CURO operates under several brands, including Speedy Cash®, Rapid Cash®, Cash Money®, LendDirect®, Flexiti®, Avío Credit®, Opt + ® and Revolve Finance®. With over 20 years of operating experience, CURO offers financial freedom to unprivileged consumers.

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